Management skills and accessing to finance: evidence from Libya's SMEs

This paper aims to examine the effects of management skills of small and medium size enterprises (SMEs) on access to financing in Libya. We have used a quantitative research method based on 557 responses of 600 distributed questionnaires on SMEs in various regions in Libya. The findings of this study confirm that management experiences and education levels have significant positive effects on access to finance; in contrast, business planning,...