Forethought and intelligence: How conscientiousness, future planning, and general mental ability predict net worth

This study examined a model in which conscientiousness is related to net worth through its relationship with future planning, and in which general mental ability (GMA) moderates the effects of future planning on net worth. Data for this study were drawn from 1,135 participants in the National Survey of Midlife Development in the United States. Results from an analysis of conditional indirect effects suggest that conscientiousness shared a...