The role of demographic and attitudinal influences on the financial saving behaviour of employed adults in Botswana

The objective of this study is to investigate the influence of demographic and attitudinal factors on the financial saving behaviour in Botswana. A structured questionnaire was administered to 998 employed adults at their work places in four towns/cities. The results revealed that financial saving behaviour was influenced by one's income, age, marital status, education, family size, financial risk, and time horizon. A typical saver was found to...