What to expect when you are expecting: Are health care consumers forward-looking?
Abstract
A fundamental question in health insurance markets is how do health care consumers dynamically optimize their medical utilization under non-linear insurance contracts? Our paper tests the neoclassical prediction that a fully forward-looking agent only responds to their expected end-of-year price. Our unique identification strategy studies families during the year of childbirth who will likely satisfy their annual deductible, thereby knowing...
Paper Details
Title
What to expect when you are expecting: Are health care consumers forward-looking?
Published Date
Sep 1, 2019
Journal
Volume
67
Pages
102216 - 102216
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Notes
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