Peer-to-peer lending and bias in crowd decision-making
Abstract
Peer-to-peer lending is hypothesized to help equalize economic opportunities for the world's poor. We empirically investigate the "flat-world" hypothesis, the idea that globalization eventually leads to economic equality, using crowdfinancing data for over 660,000 loans in 220 nations and territories made between 2005 and 2013. Contrary to the flat-world hypothesis, we find that peer-to-peer lending networks are moving away from flatness....
Paper Details
Title
Peer-to-peer lending and bias in crowd decision-making
Published Date
Mar 28, 2018
Journal
Volume
13
Issue
3
Pages
e0193007 - e0193007
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