Credit Scoring with Social Network Data
Abstract
Motivated by the growing practice of using social network data in credit scoring, this study analyzes the impact of using network based measures on customer score accuracy and on tie formation among customers. We develop a series of models to compare the accuracy of customer scores obtained with and without network data. We also investigate how the accuracy of social network based scores changes when individuals can strategically construct their...
Paper Details
Title
Credit Scoring with Social Network Data
Published Date
Jan 1, 2014
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