International Journal of Electronic Finance
Papers 256
1 page of 26 pages (256 results)
Despite the rise of FinTech, the definition of this sector is still vague. The services offered by FinTech differ widely, but all share some commonalities. As FinTech is a growing service sector, there is a need to check the service quality offered by the different service providers. The study was conducted on Islamic banks of Malaysia and UAE which offer Fintech services to their customers. A 26-item questionnaire was used to gather data from 325 customers by strata sampling. Statistical data w...
#1Aishwarya Nagpal (DU: University of Delhi)
Last. Abhay Jain (Shri Ram College of Commerce)
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The present study aims at determining the role of information and communication technologies (ICTs), macroeconomic and demographic characteristics of individuals in advancing financial inclusion levels in India. Financial inclusion has been proxied by credit penetration, account ownership and digital financial services by key digital modes (i.e., mobile cellular subscriptions and internet penetration). The secondary data have empirically been analysed by using ordinary least squares estimation a...
#1Wondwossen Jerene (Arba Minch University)
#2Dhiraj Sharma (Punjabi University)H-Index: 2
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This study was aimed to investigate factors that determine bank customers' intention to adopt electronic banking technologies and electronic financial services in Ethiopia. The TAM model was used that constructed with perceived financial trust, perceived financial risk, subjective norm, and awareness as exogenous factors that predict bank customers' intention to adopt digital technologies. Self-administered questionnaire was used for data collected from 412 bank customers and the exploratory fac...
#1Tanu Tiwari (Amity University)
#2Alpana Srivastava (Amity University)H-Index: 1
Last. Surendra KumarH-Index: 6
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India is home to 17.5% of the world's population and nearly 76% of its adult population does not understand even the basic financial concepts. Post-independence, Government of India has put continued effort to include more and more people and entities under the sphere of banking and financial services. Indian banking history has witnessed reforms, liberalisation and privatisation. Over the time innovation in digital technologies has led to adoption of digital payments to boost slow penetration o...
#1Arash Moradi (UTM: Universiti Teknologi Malaysia)
Last. Rubiyah Yusof (UTM: Universiti Teknologi Malaysia)H-Index: 23
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Exchange rate has been always a focal point for researchers within international scope. Globalisation and the role of exchange rate create a challenging market where short-term prediction is concerned. The ability to predict the exchange rate is a challenging topic for professionals and practitioners. This paper proposes a method to address the current issues of predicting the market changes using characteristics of financial time series. The main idea is that neural network and support vector m...
#1Matthew Kenneth Hendricks (UCT: University of Cape Town)
#2Adheesh Budree (UCT: University of Cape Town)H-Index: 1
This paper investigates developing a conceptual model for credit scoring microfinance in South Africa. This poses an issue as the demand for micro-lending arise primarily from the lowest income groups who are normally found in rural or peri-urban areas and are not easily accessible. Current literature and research on credit scoring models within microfinance for low-income groups was found to be extremely limited. Based on current research, this paper assessed the use of collateral and collatera...
#1Candy Lim Chiu (Kean University)H-Index: 3
#2Jason Lim Chiu (UST: University of Santo Tomas)H-Index: 2
Last. Somkiat Mansumitrchai (Kean University)H-Index: 3
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Several studies suggest that consumers have not adopted online banking system to the same degree primarily because of online trust related issues. It is a long-term barrier for realising the potentials of B2C banking innovations. However, current literature relating to trust in online banking arguably falls short in at least two areas. First, lack of comprehensive study detailing the stages of trust as mediating variable between antecedents and consequence in order to understand consumers' onlin...
#1Safiat Ali Sabr Ali (College of Business Administration)H-Index: 1
Last. Ibrahim AlmarashdehH-Index: 11
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This present study scrutinises the factors determining the magnitude of deposits of commercial banks operating in Sudan during the period from 1970 to 2012. Factors under scrutiny are inflation rate, total credit as a percentage of GDP, interest rate (profit margin), money supply as the GDP percentage and per capita GDP. This study utilises the approach of autoregressive distributed lag (ARDL) to co-integration and the related error correction model (ECM) for the examination of the factors. The ...
9 CitationsSource
The research examines the drivers and shared preferences of consumers towards adopting the mobile payment systems in the Indian context. A survey was conducted with 152 respondents in the Coimbatore City, State of Tamil Nadu, India. A structured questionnaire was developed using the technology acceptance model (TAM) framework constructs. The multivariate tools like factor analysis and cluster analysis were used for data analysis. The results reveal that perceived usefulness and ease of using mob...
#1Ceylan Onay (Boğaziçi University)H-Index: 5
#2Yasemin Ezgi Öztaş (Boğaziçi University)H-Index: 1
Mobile banking differs from internet banking as it enables access to financial services anytime, anywhere. Thus, it is changing the way banks create, communicate and deliver value-added products/services to their customers. However, research on mobile banking is focused on customers' adoption, while banks' perspective is neglected. This paper investigates the mobile banking adoption determinants of banks. Studying a sample of 14 Turkish banks over a 20-year period, we show that banks adopt mobil...
1 CitationsSource
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