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David Laibson
Harvard University
229Publications
59H-index
19.5kCitations
Publications 229
Newest
#1Patrick Turley (Broad Institute)H-Index: 9
#2Raymond K. Walters (Broad Institute)H-Index: 18
Last.Benjamin M. Neale (Broad Institute)H-Index: 76
view all 18 authors...
In the version of the paper initially published, no competing interests were declared. The ‘Competing interests’ statement should have stated that B.M.N. is on the Scientific Advisory Board of Deep Genomics. The error has been corrected in the HTML and PDF versions of the article.
#1Richard Karlsson Linner (VU: VU University Amsterdam)H-Index: 6
#2Pietro Biroli (UZH: University of Zurich)H-Index: 5
Last.Stephen P. Tino (U of T: University of Toronto)H-Index: 2
view all 92 authors...
Humans vary substantially in their willingness to take risks. In a combined sample of over one million individuals, we conducted genome-wide association studies (GWAS) of general risk tolerance, adventurousness, and risky behaviors in the driving, drinking, smoking, and sexual domains. We identified 611 approximately independent genetic loci associated with at least one of our phenotypes, including 124 with general risk tolerance. We report evidence of substantial shared genetic influences acros...
#1John BeshearsH-Index: 18
#2James J. ChoiH-Index: 30
Last.Brigitte C. MadrianH-Index: 38
view all 4 authors...
Home-delivered prescriptions have no delivery charge and lower copayments than prescriptions picked up at a pharmacy. Nevertheless, when home delivery is offered on an opt-in basis, the take-up rate is only 6%. We study a program that makes active choice of either home delivery or pharmacy pick-up a requirement for insurance eligibility. The program introduces an implicit default for those who don’t make an active choice: pharmacy pick-up without insurance subsidies. Under this program, 42% of e...
#1Angela L. Duckworth (UPenn: University of Pennsylvania)H-Index: 1
#2Katherine L. Milkman (UPenn: University of Pennsylvania)H-Index: 22
Last.David Laibson (Harvard University)H-Index: 59
view all 3 authors...
Almost everyone struggles to act in their individual and collective best interests, particularly when doing so requires forgoing a more immediately enjoyable alternative. Other than exhorting decision makers to “do the right thing,” what can policymakers do to reduce overeating, undersaving, procrastination, and other self-defeating behaviors that feel good now but generate larger delayed costs? In this review, we synthesize contemporary research on approaches to reducing failures of self-contro...
#1James J. Lee (UMN: University of Minnesota)H-Index: 66
#2Robbee Wedow (CU: University of Colorado Boulder)H-Index: 8
Last.Richard Karlsson Linner (VU: VU University Amsterdam)H-Index: 6
view all 77 authors...
Here we conducted a large-scale genetic association analysis of educational attainment in a sample of approximately 1.1 million individuals and identify 1,271 independent genome-wide-significant SNPs. For the SNPs taken together, we found evidence of heterogeneous effects across environments. The SNPs implicate genes involved in brain-development processes and neuron-to-neuron communication. In a separate analysis of the X chromosome, we identify 10 independent genome-wide-significant SNPs and e...
#1John Beshears (Harvard University)H-Index: 18
#2James J. Choi (Yale University)H-Index: 30
Last.Brigitte C. Madrian (Harvard University)H-Index: 38
view all 4 authors...
This chapter provides an overview of household finance. The first part summarizes key facts regarding household financial behavior, emphasizing empirical regularities that are inconsistent with the standard classical economic model and discussing extensions of the classical model and explanations grounded in behavioral economics that can account for the observed patterns. This part covers five topics: consumption and savings, borrowing, payments, asset allocation, and insurance. The second part ...
#1Richard Karlsson Linner (VU: VU University Amsterdam)H-Index: 6
#2Pietro Biroli (UZH: University of Zurich)H-Index: 5
Last.Michel G. Nivard (VU: VU University Amsterdam)H-Index: 21
view all 92 authors...
Humans vary substantially in their willingness to take risks. In a combined sample of over one million individuals, we conducted genome-wide association studies (GWAS) of general risk tolerance, adventurousness, and risky behaviors in the driving, drinking, smoking, and sexual domains. We identified 611 approximately independent genetic loci associated with at least one of our phenotypes, including 124 with general risk tolerance. We report evidence of substantial shared genetic influences acros...
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